Wealth calculator by age

How much wealth should you have at every age? This tool is based off of the article: How much money you should have saved at every age


Financial freedom
made possible.

Net worth forecasts for peace of mind over your future financial well-being.

How much money do you need saved at every age?

There is no set amount of money that you should have at any specific age. Your financial situation will depend on a variety of factors, including your income, your expenses, and your savings habits.

This tool is more of a guideline than a hard rule. Instead of focusing on a specific net worth amount, it's more important to focus on building healthy financial habits and making smart financial decisions.

This can include setting and working towards financial goals, tracking your spending, and saving a portion of your income. Remember that everyone's financial situation is different, and it's okay if you don't have as much money as someone else at the same age. The important thing is to work towards financial stability and security.

The rule of thumb

According to Fidelity Investments, the rule of thumb for savings per age is as follows: 10x your starting salary by age 67, 4x your starting salary by age 45 and 1x your starting salary by age 30.

Depending on your lifestyle, your context, and when you plan on retiring, these figures may vary. No matter what age you are, the key is to stay focused on your financial goals. It's about taking it one step at a time and learning from your mistakes along the way. You have the power to make positive changes in your financial situation, and you can do it if you believe in yourself and stay determined.